Budgeting Simplified

The OnBudget® Prepaid MasterCard® brings unprecedented simplicity to managing a personal or household budget.

  1. 1 Set up weekly, monthly, or bi-monthly auto-loads using any bank account.
  2. 2 Use your OnBudget MasterCard for all your daily living expenses.
  3. 3 Effortlessly track and adjust your spending and budgets in real-time.

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OnBudget brings unprecedented simplicity to managing a personal or household budget


Bank Friendly

OnBudget is optimized to work with your existing bank account, not replace it. Loading your OnBudget card from any bank account is easy, instant and free. You can initiate one-time or flexible recurring loads using the OnBudget website or mobile App.


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OnBudget works with your existing bank account


Effortless Setup

To setup a budget, simply load the OnBudget card through the OnBudget website or mobile App and use it for 30 days. That’s it. Just use it like any other card. There is nothing else to do. Simple. Effortless.


To setup a budget, simply load the OnBudget card through the OnBudget website or mobile App and use it for 30 days.


Absolutely No Fees

No signup fees, no monthly fees, no load fees, no secondary card fees, no ATM fees, no low balance fees, no card replacement fees, no cancellation fees, etc. You get the idea. Simply no fees.


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No fees, ever.


Seamlessly Integrates Two Users

Seamlessly Integrates Two Users

With OnBudget, two people can manage one household budget while maintaining a snapshot of who spent each portion of the budget.

Spending Snapshot



No Cost Budget Advisors

With OnBudget, you also get access to our Budget Advisors who will make sure your OnBudget experience is simply exceptional. In short, access to our no cost advisors combined with NO FEES makes a deal that is hard to beat.

Budget advisor checklist


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Budget Advisor


Features & Services

The OnBudget personal budgeting solution includes two no-fee prepaid debit cards and free features and services valued at over one-hundred and fifty dollars ($150) per year.

No fees
No prepaid card fees, no ATM fees, no account fees, and no load fees.
Two prepaid debit cards included per account
Seamlessly integrates two users into one household budget.
Effortless budget setup process
Eliminates all the guessing and tedious work in setting up a budget.
Instant card loads from any bank account
No more waiting 2 to 3 days for money to load from your bank (and still no fees).
Free access to budget advisors
Support from initial budget consultation through 90 day budget checkup.

Frequently asked questions.


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