Budgeting Simplified

The OnBudget® Prepaid Mastercard® brings unprecedented simplicity to managing a personal or household budget.

  1. 1 Set up weekly, monthly, or bi-monthly auto-loads using any bank account.
  2. 2 Use your OnBudget Mastercard for all your daily living expenses.
  3. 3 Track and adjust your spending and budgets in real-time.

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OnBudget brings unprecedented simplicity to managing a personal or household budget


Bank Friendly

OnBudget is optimized to work with your existing bank account, not replace it. Loading your OnBudget card from any bank account is easy, real-time and free. You can initiate one-time or flexible recurring loads using the OnBudget website or mobile App.


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OnBudget works with your existing bank account


Easy Setup

To setup a budget, simply load the OnBudget card through the OnBudget website or mobile App and use it for 30 days. That’s it. Just use the card everywhere debit Mastercard is accepted. There is nothing else to do. Simple.


To setup a budget, simply load the OnBudget card through the OnBudget website or mobile App and use it for 30 days.


No Monthly Fees

No signup fees, no monthly fees, no load fees, no secondary card fees, no low balance fees, no card replacement fees, no cancellation fees, etc. You get the idea. Simply no fees.


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No fees, ever.


Seamlessly Integrates Two Users

Seamlessly Integrates Two Users

With OnBudget, two people can manage one household budget while maintaining a snapshot of who spent each portion of the budget.

Spending Snapshot



Features & Services

The OnBudget personal budgeting solution includes two no-fee prepaid debit cards and free features and services valued at over one-hundred and fifty dollars ($150) per year.

No monhtly fees
No prepaid card fees, no account fees, and no load fees.
Two prepaid debit cards included per account
Seamlessly integrates two users into one household budget.
Easy budget setup process
Eliminates all the guessing and tedious work in setting up a budget.
Real-time card loads from any bank account
No more waiting 2 to 3 days for money to load from your bank (and still no fees).

Frequently asked questions.


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